For most users, the significance of SUGAR lies in offering crypto investors—who traditionally prioritize stability—a simpler and more efficient way to earn yield.

User First: SUGAR Launches High-Yield Stablecoin Protocol

In June this year, the crypto Earn protocol SUGAR officially launched its stablecoin staking yield product. Unlike typical stablecoin investment options on the market, SUGAR’s protocol offers an annualized yield ranging from 10% to 30%, effectively breaking the stereotype that stablecoin yields are low and unappealing.

Currently, conventional stablecoin investments mainly fall into exchange staking, lending, and multi-coin strategies. For retail investors, exchange staking is stable but often yields as low as 2% annually—hardly attractive. On the other hand, lending and multi-coin strategies may offer higher returns but require strong expertise and expose investors to higher risks, contradicting the desire for stable, low-risk investments.

SUGAR’s approach is a bold innovation responding directly to user demand. This boldness is reflected not only in the yield mechanism design but also in safeguarding users’ core interests. In today’s volatile market, the real challenge for platforms and products is to lower participation barriers while maximizing dual benefits for both users and the platform.

Starting from these principles and aligning with market and user needs, SUGAR makes high-yield, low-risk stablecoin investment a reality.

Comprehensive Strategy + User First: Making High-Yield Stablecoin Investments Possible

For users, high yields often come with high risks. However, for institutions, a well-structured fund strategy combined with diversified investment methods can typically deliver returns far beyond what individual investors can achieve on their own—similar to traditional fund investing. On the blockchain, all investments are more efficient and transparent than traditional ones. This enhanced efficiency and transparency is precisely why SUGAR confidently offers users such high yields, grounded in solid institutional strategies and a user-centric approach.

As an Earn protocol platform, SUGAR has developed a robust fund strategy and partnership framework to maximize capital efficiency and user returns while handling large-scale stablecoin staking redemptions.

SUGAR’s fund investment strategy consists of three core components:

Cross-Exchange Arbitrage: Leveraging multi-platform strategies and market risk adjustments to achieve an average annualized return of 70%.

Institutional Lending: Partnering with major institutions to provide capital for lending, including short-term (excess) and long-term collateralized loans, ensuring optimal capital utilization.

DEX Liquidity Services & Exchange Hedging: Deep collaborations with projects to earn from liquidity, token incentives, and market operations, while hedging on centralized exchanges to build Delta-neutral strategies, minimizing market volatility risks.

The three major strategies complement each other, working from multiple angles and dimensions to maximize the efficient use of users’ funds while further ensuring the perfect redemption of both principal and returns.

Collaborative Partnerships Build a Comprehensive Yield Ecosystem

Deep strategies rely on the support of a comprehensive ecosystem. Recently, Web3 investment platform GC Capital announced a deep partnership with SUGAR, committing early-stage support to enhance SUGAR’s capital depth and redemption capability. As an experienced Web3 investor, GC Capital has completed dozens of successful investments since its inception. Despite the current relatively subdued market environment, it has delivered numerous high-quality tokens with returns exceeding tenfold. The MetaMars token stands out as a prime example, achieving a peak increase of over 35 times and an average gain exceeding tenfold. This success has not only energized early private investors but also provided new benchmarks and references for later-stage investors across various categories.

Beyond confirmed partnerships, SUGAR is actively engaging with other leading brands and projects to bolster resources in funding, branding, and market reach, further strengthening user confidence. On the lending front, SUGAR collaborates with Anchorage Digital, Circle, Clearpool, ZMaple, and FalconX, while DEX support comes from Jup.ag, AGMX, Uniswap, and Curve.

As the 1.0 version, SUGAR’s four fixed-term products adopt a more conservative approach, but this does not mean SUGAR will stop there. These four fixed-term products have undergone thorough testing and validation. Soon, flexible stablecoin savings will become SUGAR’s core offering, allowing users to deposit and withdraw at any time while earning interest instantly. This will provide users with a more flexible and secure participation experience.

For the platform itself, SUGAR has also established a comprehensive fund security and risk control system. It features institutional-grade cold storage wallets to ensure the deep security of all deposited funds, effectively preventing hackers from carrying out diverse attacks at the software and cloud levels. 

The self-developed intelligent risk control system can automatically alert users to risk situations. When a borrowing user's collateral reaches the margin call line, the system not only automatically notifies the user but also grants the borrower a 24-hour window to replenish the collateral. If the collateral is not replenished in time, automatic liquidation is triggered to ensure the safety of the lender's principal.

Additionally, a multi-layered treasury insurance mechanism maximizes the assurance that users can withdraw their principal and earnings at any time.

Closing Thoughts

Looking back at the development of stablecoin wealth management since the 2022 bear market, more and more users have begun to choose safer investment methods. The era of chasing dreams with a single coin may well be over. As we continuously explore new narratives and technologies, it is also a time for our industry to steadily improve. When the hype around various trends no longer captivates or is grasped by most users, perhaps the focus should shift to those innovations that seem simple yet embody the essence of traditional values.

SUGAR stands on the solid foundation of Web3 stability, bringing new possibilities and offering greater high-yield opportunities in an increasingly compliant market. Of course, SUGAR’s products and innovations are not limited to stablecoins. We will provide a more comprehensive discussion next time, combining market trends to explore the integration of SUGAR’s stablecoin wealth management approach and its key products.