Investors tracking the best crypto to buy now are watching Cardano’s recent accumulation wave closely, yet a new low-cost token is advancing even faster. Cardano has seen more than 348 million ADA purchased by major holders in only a few days, signaling confidence around institutional growth.
However, the speed at which Mutuum Finance (MUTM) is progressing through its presale has started to overshadow ADA’s quiet accumulation. Phase 6 has now reached 90% allocation, and demand continues accelerating as investors search for the best cryptocurrency to invest today and prepare for 2026 opportunities.
Cardano’s Institutional Buying Rises
Cardano has been experiencing a noticeable shift in investor behavior as large holders accumulate heavily around the $0.50 region. Between November 7 and 10, 2025, major investors acquired roughly 348 million ADA, valued at more than $200 million. This marks the strongest accumulation activity since May in 2025, reflecting renewed confidence in Cardano’s growing ecosystem. At the same time, institutional access expanded through new ETF products launched by 21Shares, offering regulated exposure to ADA.
Broader on-chain data shows network growth strengthening across active addresses, transaction count, and total value locked, which climbed almost 29% in Q3. These developments keep ADA relevant for traders looking for what crypto to buy now, although recent price stability near $0.50 shows that momentum remains steady rather than explosive.
Presale Driving Mutuum Finance (MUTM) Acceleration
Mutuum Finance (MUTM) has been recording rapid investor participation as Phase 6 of its presale approaches full subscription. The phase is now 90% filled, giving buyers limited time to secure tokens at the current $0.035 price before Phase 7 increases the cost to $0.04. Total funding has reached $18,820,000 with 18,140 holders, reflecting ongoing interest among investors searching for the best cryptos to buy now.
The price has already risen 250% from the Phase 1 entry point of $0.01, and the launch listing remains set at $0.06, positioning early buyers for an estimated 360% return once trading begins. The pace at which Phase 6 is selling out has created urgency among those evaluating what crypto to invest in as the opportunity to buy at this discount quickly fades.
A notable addition to the presale momentum is the launch of MUTM’s holder dashboard featuring a leaderboard of the top 50 investors. The 24-hour leaderboard update has added competition across the community, offering a $500 MUTM reward to the top depositor each day, provided they complete at least one transaction within the same window. The leaderboard resets every 00:00 UTC, stimulating consistent buying activity and pushing more participants to enter before the next phase begins.
Stablecoin Utility Strengthens MUTM’s Appeal
Mutuum Finance (MUTM) continues reinforcing long-term value through a stablecoin designed to maintain a one-to-one dollar peg, using over-collateralized reserves generated within the lending ecosystem. This creates a stable borrowing unit and ensures predictable collateral behavior, which appeals to investors seeking the best cryptocurrency to invest in during periods of market caution.
The stablecoin’s integration supports liquidity efficiency across the Peer-to-Contract and Peer-to-Peer lending models, enabling flexible borrowing strategies while keeping volatility risk reduced. The structured stablecoin approach has become a central talking point among traders comparing next big cryptocurrency opportunities for 2026.
Card Purchases Remove Buying Barriers
Investor adoption has expanded further as Mutuum Finance (MUTM) enabled direct card purchases with no buying limits. This update removed the final friction point for new participants, allowing buyers to act quickly as Phase 6 nears completion. Traders comparing different options increasingly note that ADA’s current price behavior is steady while MUTM is accelerating rapidly, giving new buyers an accessible entry path.
The ongoing $100,000 giveaway has attracted additional participants, further boosting presale visibility. Ten winners will each receive $10,000 worth of MUTM, and interest in the promotion has strengthened the project’s reputation among investors investigating what crypto to buy now during a fast-moving presale cycle.
Final View On ADA vs A New 2026 Opportunity
Cardano’s ecosystem expansion remains strong, but its price still moves gradually as institutions accumulate over time. Mutuum Finance (MUTM), however, is advancing at a pace that has become impossible for investors to ignore, and experts now argue that its structured pricing and upcoming launch features give it upside far beyond ADA’s expected ROI. Phase 6 is almost sold out, and buyers focused on early positioning are acting before the price lifts to $0.04.
For more information about Mutuum Finance (MUTM) visit the links below:
Website:
https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
