Expert Says Only 1% Will Be Able to Afford XRP Soon: Here’s Why

Edoardo Farina, founder of Alpha Lions Academy, has again shared bold XRP predictions, warning that, soon, only 1% of investors will be able to afford XRP. Farina's analysis is based on current economic trends, the growing influence of financial institutions, and upcoming technological developments. According to Farina, the global economic situation is worsening, with inflation rampant and the cost of living rising faster than wages. He points out that economic instability has been accelerating since 2019, fueled by major global events. He stressed that people struggle to meet basic needs like food and housing. As a result, many unwillingly sell their crypto assets, including XRP, to cover daily expenses. Furthermore, Farina highlights that the average person finds it more challenging to save money, with credit card debt and delinquency rates hitting new highs. In his view, buying cryptocurrencies like XRP has become a luxury that people living paycheck to paycheck can no longer afford. Essentially, retail investors are increasingly priced out of the market, leaving institutional players to take control. Financial Giants Loading Up on XRP As retail investors drop out, Farina noted that large financial institutions have taken advantage of the situation. He claimed that these institutions are ramping up their investments in XRP, betting on the asset's long-term value as part of the new financial system.  Farina asserted that the order books are now five times lower than during previous bull runs. According to him, it indicates that fewer retail investors are in the market. He speculated that this power shift could dramatically affect XRP's supply and demand dynamics, potentially pushing its price to unprecedented heights. The point is that with fewer holders and less liquidity on the retail side, those who still own XRP may see their assets skyrocket in value. CBDCs and XRP’s Adoption Farina also highlighted the growing role of central bank digital currencies (CBDCs) in Europe. European CBDCs or the digital euro could roll out in 2025.  Farina believes the XRP Ledger could be a major infrastructure provider in the CBDC ecosystem. He noted that countries like Montenegro have successfully conducted tests on the XRP Ledger. Moreover, Farina speculates that once the digital euro goes live on the XRP Ledger, XRP’s price could explode. He drew parallels to the price surge of Stellar (XLM) when Ukraine announced plans to build a CBDC on Stellar's blockchain last year. In parallel, he suggested that XRP holders could see similar gains with such an announcement. Bleak Future for Retail Investors, But Hope for the Prepared Few Farina’s overall message is that the road ahead for retail investors is difficult. However, those who hold onto their XRP may be in for extraordinary gains.  He predicts that XRP could reach $100 or even $1,000 and that the number of holders will drastically decrease by then. According to Farina, the future could be incredibly rewarding for those with the foresight to secure their XRP holdings.