Saltcoin is a token of the SALT platform. And SALT is an asset collateral for cash loans can be used to block chain of credit system, the user through the mortgage their own block chain assets such as COINS, such as the etheric fang for fiat loan, the borrower and the platform in the process of lending institutions network automatic matching, don't need to sell virtual currency assets, you can complete the borrowing. When applying for a loan, SALT focuses on the value of the borrower's blockchain assets rather than credit scores, so its application process is also very simple.