PPT Coin is the native token of Populous, which is a blockchain-based note-based financial trading system. It can use XBRL data, bankruptcy formulas, credit scores and other ways to conduct in-depth credit risk analysis on potential target borrowers, including the data of their affiliates and their customers. The Populous system also uses methods such as K-means clustering to identify borrowers who need invoice or draft financing and provide them with targeted marketing solutions.