CELO

Celo is a blockchain protocol that aims to address some of the barriers to crypto asset adoption (user experience and volatility) by using phone numbers as public keys and issuing native stable-value tokens. The network supports the development of smart contracts and decentralized applications. Its first app, Celo Wallet, is intended to be a mobile-centric social payment system. Celo has two major cryptographic assets: Celo and Celo Dollars. Celo (Celo) is the native asset of the protocol. It acts as a utility that enables users to participate in network consensus (through its proof-of-claim system) to pay for on-chain transactions and to vote on governance decisions. Celo Dollars (cUSD) is a stable asset that tracks the U.S. dollar. 
 By 2025, the number of smartphone users will exceed 7 billion, But there are fewer than 100 million cryptocurrency users. According to the Celo Foundation, availability and price stability remain the two main barriers to cryptocurrency adoption. Celo's mobile-first approach fills this gap. 
 Key technical innovations that promote adoption include: 
<ol>
<li> Fast lightweight transactions (block headers optimized for fast mobile phone synchronization). </li>
The ability to send currency to a phone number (a lightweight identity protocol that maps the hash of a phone number to a public key -- making it easier for anyone with a mobile phone to send and receive digital currency to anyone in the world). </li>
< LI > The option to automatically deduct transaction fees and pay gas in stable currency (as low as $0.01). </li>
Stablecoin, starting with cUSD, is backed by decentralized reserves to help provide stability, transparency and auditable. </li>
</ol>

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Ledger Wallet Integrates Celo to Enable Seamless Cross-Chain Stablecoin and $CELO Transfers

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